Leave to Remain in the UK: Rules & Application Guide 2026

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Key Takeaways

 

  • Leave to remain is immigration permission to stay in the UK.
  • Leave to remain is distinct from entry clearance, which is obtained from outside the UK.
  • Leave to remain differs from further leave to remain and Indefinite Leave to Remain, which refer to different stages of immigration permission.
  • Late leave to remain applications or gaps in lawful permission are high risk and can lead to refusal and long-term immigration consequences, with only limited exceptions.
  • Employers need to manage compliance risks carefully for workers holding limited or further leave to remain, particularly where sponsorship duties apply.

 

Leave to remain is the permission granted to non-UK nationals to stay lawfully in the UK following an application made from within the country. It can be issued on a time-limited basis, commonly referred to as limited leave, or on a permanent basis as Indefinite Leave to Remain (ILR).

Applying for leave to remain requires meeting specific eligibility criteria, which vary depending on visa category, personal circumstances and how long you have lived lawfully in the UK.

The application process for leave to remain can be costly and time-sensitive, and individuals who fail to apply before their existing permission expires risk becoming overstayers, which can lead to loss of lawful status and difficulties with future visa or settlement applications.

In this guide, we explain what limited leave to remain means and how applications are made in practice.

If you have any queries about leave to remain, from eligibility questions to application support, you can book a fixed-fee telephone consultation with our immigration advisers.

SECTION GUIDE

 

Section A: What does “leave to remain” mean in UK immigration law?

 

Leave to remain is immigration permission granted to a non-UK national to stay lawfully in the UK. In most cases it is granted following an in-country application to extend or change an existing status, but it also covers any grant of permission to stay made while the person is in the UK. Home Office guidance often refers to this as “permission to stay”, which has the same meaning as leave to remain under the Immigration Act 1971.

Leave to remain forms part of the domestic immigration control framework set out in the Immigration Rules and is distinct from entry clearance, which applies to applications made from outside the UK.

In practical terms, leave to remain governs how long a person can stay in the UK, what activities they are permitted to carry out and what conditions apply during their stay. It is the legal basis on which an individual can live, work or study in the UK once they are already here. Most visa holders will encounter leave to remain at some point, whether because they are extending an existing visa, switching immigration routes or progressing towards settlement.

Leave to remain can be granted on a time-limited basis or on a permanent basis. Time-limited permission is commonly referred to as limited leave, while permanent permission is granted as Indefinite Leave to Remain. The form of leave granted depends on the immigration route applied under, the applicant’s existing status, their compliance history and whether they meet the requirements in force at the date of application.

 

Type of permissionWhere the application is madeTime limitLeads to settlement?
Limited leave to remainFrom inside the UKFixed period, usually linked to the visa routeSometimes, depending on the route
Further leave to remain (extensions or variation of limited leave)From inside the UKExtends existing limited leaveYes, if the route is settlement-eligible
Indefinite Leave to Remain (ILR)From inside the UKNo time limitYes, this is settlement
Entry clearance (visa)From outside the UKFixed period on entrySettlement is reached through qualifying periods of permission (usually including in-country permission), not by entry clearance itself.

 

 

From a compliance perspective, leave to remain is not a passive status. It is granted subject to legally enforceable conditions, which are applied strictly by the Home Office. These may include restrictions on employment, limits on study and a condition of no recourse to public funds. Breaching these conditions, or failing to apply for further permission before leave expires, can result in loss of lawful status and refusal of future applications.

Statutory protection under section 3C applies where a person with existing leave makes a valid in-time application to extend or vary that leave and a decision is not made before the original expiry date. It continues while the application is pending and, where applicable, during any in-time administrative review or appeal process.

While leave is extended by section 3C, making a further application can be legally complex and can affect section 3C protection, so timing and sequencing need careful handling.

For sponsored workers, leave to remain also carries employer-side implications. Permission to stay may be tied to a specific role and employer through a valid Certificate of Sponsorship under routes such as the Skilled Worker visa. Extensions, role changes and settlement planning therefore need to be managed carefully to avoid gaps in lawful status and sponsor compliance issues.

 

 

DavidsonMorris Strategic Insight

 

Leave to remain has a very specific meaning in UK immigration law. For holders, the conditions imposed are mandatory and breaches, which are often identified during future applications or other interactions such as right to work checks, can affect future options and the ability to remain in the UK.

 

 

 

Section B: What is limited leave to remain & what conditions apply?

 

Limited leave to remain is time-limited permission granted by the Home Office allowing a person to stay in the UK for a defined period under a specific immigration route. It applies to most work, study and family visas and is the most common form of immigration status held by non-UK nationals living in the UK.

Limited leave is route-specific and is granted subject to conditions that are legally enforceable. These conditions determine what the individual is permitted to do during their stay and are applied strictly by the Home Office. Common conditions include restrictions on employment, limits on study and a condition of no recourse to public funds. The exact conditions imposed depend on the visa route and the individual’s circumstances at the point permission is granted.

For sponsored work routes, limited leave to remain is usually tied directly to the role and employer named on the Certificate of Sponsorship. For example, individuals holding a Skilled Worker visa are required to continue working for their sponsoring employer in the sponsored role and at the required salary level. Changes to employment, including changes in role, salary reductions or termination of employment, can affect the validity of the worker’s leave and trigger reporting obligations for the sponsor.

Many grants of limited leave to remain include a no recourse to public funds condition. This restricts access to most welfare benefits and local authority housing assistance while the condition applies. Breaching this condition, even inadvertently, can lead to refusal on suitability grounds and can also affect future applications depending on the route and the circumstances.

Limited leave to remain does not automatically require a person to leave the UK at the end of the visa period. Before permission expires, an individual may be eligible to apply from within the UK for a visa extension, switch into a different immigration route where permitted by the Immigration Rules, or apply for Indefinite Leave to Remain if the settlement criteria are met. Where no valid application is made before expiry, leave will end and the individual will be expected to depart the UK.

From a compliance and risk perspective, limited leave to remain requires active management. Missed expiry dates, misunderstandings about visa conditions and poorly timed applications are among the most common causes of loss of lawful status and refusal of future applications. For employers, failure to manage sponsored workers’ leave correctly can lead to sponsor licence compliance action, making limited leave a key operational risk point rather than an administrative formality.

 

ConditionCommon breach scenariosImpact on future applications
Work restrictionChanging role without permission, working for an unsponsored employer, excess supplementary workRefusal of extension or settlement, adverse compliance history
No recourse to public fundsClaiming benefits in error, homelessness assistance without entitlementPotential refusal on suitability grounds and increased scrutiny in future applications
Study restrictionEnrolling on unauthorised courses or institutionsRefusal of further leave, future scrutiny of compliance
Time-limited stayFailure to extend before expiry, misunderstanding expiry dateLoss of lawful status, refusal of future applications
Route-specific conditionsSelf-employment where prohibited, breaching route-specific rulesRefusal of leave to remain and impact on settlement eligibility

 

 

 

DavidsonMorris Strategic Insight

 

Limited leave to remain is going to be the foundation for any future UK immigration applications, including settlement and British citizenship if that is your plan.

However, any identified breaches of leave conditions, even if unintentional, are recorded and can be revisited at each successive application. These can affect future options and eligibility to remain in the UK, which is why it is advisable to understand the conditions attached to your permission and comply with them throughout your stay.

For employers, where an employee has time-limited permission, follow-up right to work checks will be necessary to retain the protection of a statutory excuse. Employers should diarise expiry dates and ensure checks are repeated in time.

 

 

 

Section C: Further Leave to Remain, Extensions & Switching routes

 

Further leave to remain refers to an application made from within the UK to extend an existing period of limited leave or to obtain additional permission to remain under a different immigration route where switching is permitted. It is not a separate immigration status. It is the legal mechanism that allows a person to continue living in the UK lawfully without a break in residence.

Timing is central to any further leave application. An application should be submitted before the expiry date of existing permission. Where a valid application is made in time, the applicant’s lawful status and existing conditions are usually protected while the Home Office considers the application. This protection arises under section 3C of the Immigration Act 1971 and applies only where the application is valid and submitted before leave expires.

Applying for further leave commonly takes the form of a further leave to remain or visa extension application under the relevant route. Some applicants may also be eligible to switch routes from within the UK, although switching is allowed only where the Immigration Rules expressly permit it. Certain categories, such as visitor permission, do not allow switching into long-term work or family routes from inside the UK.

 

ScenarioIs switching allowed?Key requirementsHigh-risk issues
Extending the same visa routeYes, if eligibility continues to be metValid leave at application date, route-specific criteria, compliant historyLate application, role or salary changes, incorrect evidence
Switching from work to work routeUsually yes, subject to the RulesNew eligible role, sponsorship where required, updated salary and English requirementsIncorrect SOC code, invalid sponsorship, failure to meet new thresholds
Switching from study to work routeSometimes, route-dependentCompletion or progression rules met, sponsorship where requiredApplying too early, course not completed, sponsor eligibility errors
Switching from visitor permissionNo, in most casesDeparture from the UK and fresh entry clearance usually requiredIn-country refusal, loss of status if applied incorrectly
Switching to family routeSometimes, route-dependentRelationship evidence, financial requirement, immigration status eligibilityApplying from an ineligible status, evidence gaps, timing errors

 

Switching routes is a common refusal point. Applicants often assume they can change routes from within the UK without checking route-specific restrictions, English language thresholds or sponsorship requirements. For work routes, this may involve obtaining a new Certificate of Sponsorship and meeting updated salary or English language requirements at the point of application.

Remaining in the UK after permission has expired without submitting a valid application is known as overstaying. Overstaying results in loss of lawful status and can lead to refusal of future applications under the general grounds for refusal, subject to limited exceptions for short periods of overstaying in defined circumstances.

It can also disrupt settlement planning and affect future applications for Indefinite Leave to Remain or British citizenship. Although overstaying is not automatically a criminal offence, the immigration consequences are often severe.

In limited circumstances, short periods of overstaying may be disregarded under the Rules and policy, but reliance on these exceptions is high risk and evidence-driven.

For sponsored workers, further leave applications also carry employer-side compliance responsibilities. Sponsors need to ensure extensions are submitted in time, that the role continues to meet sponsorship requirements and that reportable changes are notified through the sponsor management system where required. Failures at this stage can affect both the worker’s immigration status and the sponsor licence.

Further leave to remain is therefore a high-risk decision point. Errors in timing, route selection or compliance can have lasting consequences for individuals and, where sponsorship is involved, for employers as well.

 

 

DavidsonMorris Strategic Insight

 

Further leave applications can quickly be up-ended by timing errors or false assumptions. Forward planning is important where there is a longer-term intention to stay in the UK, as is checking that the immigration route being relied on is based on viable options and appropriate categories.

Applying late, or pursuing an ineligible switch, can undo years of lawful residence. This is the stage when strategic planning advice adds the most value, because options and fixes following a refusal are often limited and can cost significantly more in time, effort and money to resolve.

Section 3C protection is also widely misunderstood, with many applicants relying on it in circumstances where it does not apply.

Employers should also avoid assumptions about extensions. The continued existence of a role does not mean an extension is automatic. Eligibility and supporting evidence are assessed afresh at each application.

 

 

 

Section D: Indefinite Leave to Remain Pathways

 

Indefinite Leave to Remain is the immigration status that allows a person to live in the UK without any time limit on their stay. It marks the transition from temporary immigration permission into permanent residence and removes the need for ongoing visa extensions, provided the conditions for settlement are met under the Immigration Rules.

 

Settlement routeQualifying periodCommon refusal risks
Work routes (e.g. Skilled Worker)Usually 5 yearsExcess absences, salary or role non-compliance, sponsor issues
Family route (partner / spouse)5 years on the standard routeRelationship breakdown, financial requirement failures, evidence gaps
Long residence route10 years continuous lawful residenceGaps in lawful status, excess absences, miscalculated residence
Private life route10 years on the routeIncorrect route history, insufficient residence evidence
Routes with no settlement pathwayNot applicableAssuming time counts towards settlement when it does not

 

ILR is not granted automatically after a period of residence. Applicants need to meet the settlement requirements for the specific route under which they are applying. These requirements typically include completion of a qualifying period of lawful residence, compliance with route-specific absence limits and satisfaction of suitability criteria. Many work and family routes lead to settlement after five years, while the long residence route requires ten years of continuous lawful residence. Some immigration routes do not lead to settlement at all.

Absences from the UK are one of the most common grounds for refusal in settlement applications. Time spent outside the UK is assessed carefully, and exceeding permitted absence thresholds can break continuous residence. The rules on absences vary depending on the route relied upon, and assumptions based on previous visa grants often result in refusal where the settlement rules are stricter. Careful tracking of travel history is therefore central to settlement planning.

Applicants for ILR are also assessed against the suitability requirements in the Immigration Rules. Criminal convictions, civil penalties, deception and past immigration breaches can all affect eligibility, even where residence requirements are met. In most cases, applicants are also required to demonstrate knowledge of the English language and pass the Life in the UK test, unless an exemption applies. English language evidence accepted at earlier visa stages is often reused, but only where it continues to meet current settlement requirements.

Indefinite Leave to Remain does not expire, but it can lapse if the holder spends a prolonged period outside the UK. In most cases, ILR will lapse after an absence of more than two continuous years, although different rules apply to settled status granted under the EU Settlement Scheme. Where ILR has lapsed, an application for a Returning Resident visa may be required before re-entering the UK to resume residence.

From a strategic perspective, settlement applications often fail not because the applicant lacks sufficient residence, but because absences, evidence gaps or historic compliance issues have not been addressed in advance. For sponsored workers, poor settlement planning can disrupt employment and workforce continuity. For employers, failed settlement applications can lead to loss of experienced staff and renewed sponsorship obligations that could have been avoided with earlier planning.

 

 

DavidsonMorris Strategic Insight

 

UKVI is going to review your entire UK immigration journey and timeline at the ILR stage, not just your most recent visa, so settlement planning needs to start years in advance.

ILR applications fail a lot because of miscalculations with absences and historic compliance issues rather than issues with residence, so keeping timely records can help to track absences properly, rather than attempting to reconstruct travel history at the point of application, when it may be too late and mistakes may already have occurred, resulting in settlement being delayed.

For employers, a failed ILR application can mean losing a highly valued skilled worker, which is often avoidable where employers collaborate with and support employees through the settlement process.

 

 

 

Section E: Application Risks & Tips

 

Applications for leave to remain are assessed strictly against the Immigration Rules and any route-specific Home Office guidance in force on the date of application. Caseworkers do not routinely request missing documents or invite applicants to correct errors once an application has been submitted. Decisions are made on the basis of the evidence provided, and weaknesses or inconsistencies commonly result in refusal rather than further enquiries.

Refusal risks frequently arise from applying under the wrong route, misunderstanding switching restrictions, failing to meet English language or financial requirements, or submitting evidence that does not meet the technical specifications of the Rules. Timing errors are particularly damaging. Late applications, gaps in lawful residence and incorrect assumptions about section 3C protection regularly lead to loss of lawful status and refusal under the general grounds for refusal.

For sponsored workers, refusal risks extend beyond the individual application. Where leave to remain applications are mismanaged, employers may face sponsor licence compliance issues, including reporting failures and wider Home Office scrutiny. Problems often arise where extensions are delayed, roles change without assessment of sponsorship implications, or settlement planning is left too late. These risks can be mitigated only through proactive monitoring of visa expiry dates and compliance obligations.

Refusal of leave to remain can have long-term consequences. Appeal rights may be limited or unavailable depending on the route and the basis of the refusal, so the practical remedy is often a fresh application, administrative review or an appeal where a statutory right exists.

Even where an immigration appeal or administrative review is available, timing and status protection depend on the type of refusal and whether section 3C applies, so the post-refusal position needs careful checking. Refusals can also affect future applications for Indefinite Leave to Remain and British citizenship, particularly where credibility or compliance issues are recorded.

For these reasons, leave to remain applications are rarely low-risk despite eligibility appearing straightforward. Effective advice focuses not only on meeting headline criteria, but on route selection, evidence structure, timing and forward planning. For individuals, this reduces the risk of refusal and disruption to lawful residence. For employers, it supports workforce continuity and protects sponsor licence standing.

If you require guidance on any aspect of leave to remain, including extensions, switching routes or settlement planning, specialist advice can help address risks before they crystallise into refusals or compliance action.

 

 

DavidsonMorris Strategic Insight

 

A refusal will follow you. It will be referred to in future UK Home Office applications and can impact your overall credibility and reduce the likelihood of discretion being exercised in your favour.

Appeal rights are also severely limited, so your only option following refusal is usually a fresh application, with the additional time, cost and effort that this involves.

For employers, refusals can open the door to UKVI compliance and investigation. Professional advice at this stage can prevent a relatively small error from becoming a long-term liability.

 

 

 

Section F: Summary

 

Leave to remain is the legal framework that governs whether a person can continue living lawfully in the UK once they are already here. It covers time-limited permission, extensions, switching routes and permanent settlement, and it operates under strict rules that leave little room for error. Applications are assessed on the evidence submitted, against the Immigration Rules in force on the application date, with no routine opportunity to correct mistakes later.

For individuals, misunderstandings about timing, eligibility, absences or visa conditions can result in loss of lawful status and refusal of future applications. For sponsored workers and employers, failures around extensions or compliance can disrupt employment and expose sponsor licences to scrutiny. Settlement applications carry additional technical risks, particularly around absences and historic compliance.

Leave to remain should therefore be approached as a compliance exercise rather than an administrative task. Early planning, accurate route selection and careful evidence preparation are central to protecting lawful residence and long-term immigration outcomes.

 

Section G: Need Assistance?

 

DavidsonMorris are specialists in UK immigration, working closely with individuals to provide guidance and support through Home Office applications including all types of leave to remain and Indefinite Leave to Remain applications. Contact us for specialist advice.

 

Section H: Leave to Remain FAQs

 

What is leave to remain in the UK?

Leave to remain is permission granted by the Home Office allowing a non-UK national to stay lawfully in the UK following an application made from within the country. It can be granted on a time-limited basis or as Indefinite Leave to Remain, depending on the route and eligibility.

 

What is the difference between leave to remain and a visa?

In everyday language ‘visa’ is used broadly, but in legal terms entry clearance is permission granted from outside the UK, while leave to remain refers to permission granted from within the UK to continue staying lawfully, whether by extending, switching, or settling.

 

Can I apply for leave to remain before my visa expires?

Yes. Applications for leave to remain should be submitted before existing permission expires. Where a valid application is made in time, lawful status is usually protected while the application is decided under section 3C of the Immigration Act 1971.

 

What happens if my leave to remain expires while my application is pending?

If a valid application is submitted before expiry, your existing conditions usually continue while the Home Office considers the application. If no valid application is made, lawful status ends and you may become an overstayer, which can affect future applications.

 

Can I switch visa routes when applying for leave to remain?

Switching routes from within the UK is allowed only where the Immigration Rules permit it. Some routes, such as visitor permission, do not allow switching into work or long-term routes. Switching often requires meeting new eligibility criteria, including sponsorship or English language requirements.

 

Does leave to remain allow me to work in the UK?

Work permission depends on the conditions attached to your leave. Some routes allow unrestricted work, while others restrict employment to a specific role or employer, such as under the Skilled Worker visa. Conditions should always be checked carefully.

 

Can leave to remain be refused?

Yes. Applications can be refused where eligibility requirements are not met, evidence is insufficient, or there has been a breach of immigration conditions. Refusals may affect future applications, including settlement and citizenship.

 

Does leave to remain lead to British citizenship?

Time spent in the UK with limited leave may count towards settlement. Once Indefinite Leave to Remain is granted, an individual may become eligible to apply for British citizenship after meeting the residence and nationality requirements.

 

How long does a leave to remain application take?

Processing times vary by route and application type. Some routes offer priority services for an additional fee, but availability can change. Current visa processing times should be checked before applying.

 

Can employers check a worker’s leave to remain?

Yes. Employers are required to carry out right to work checks and may need to verify a worker’s immigration status digitally. Failure to do so can result in compliance action.

 

 

Section I: Glossary

 

 

TermDefinition
Leave to remainPermission granted by the UK Home Office allowing a non-UK national to stay lawfully in the UK following an application made from within the UK, either on a time-limited or permanent basis.
Limited leave to remainTime-limited permission to stay in the UK under a specific immigration route, granted subject to conditions such as work restrictions or no recourse to public funds.
Indefinite Leave to Remain (ILR)Permanent immigration status allowing a person to live and work in the UK without a time limit, subject to lapse rules and settlement requirements under the Immigration Rules. See Indefinite Leave to Remain.
Entry clearancePermission granted from outside the UK allowing a person to enter the UK for a specific purpose, commonly referred to as a visa.
Further leave to remainAn in-country application to extend existing limited leave or obtain additional permission to remain, where permitted by the Immigration Rules.
Section 3C leaveStatutory protection under section 3C of the Immigration Act 1971 that extends a person’s existing leave and conditions while a valid in-time application is pending.
OverstayerA person who remains in the UK after their immigration permission has expired without submitting a valid application to extend or vary their leave.
Certificate of Sponsorship (CoS)An electronic record issued by a licensed sponsor confirming the details of a sponsored role, required for certain work routes such as the Skilled Worker visa.
No recourse to public fundsA condition attached to many grants of limited leave restricting access to most welfare benefits and local authority housing assistance.
Long residence routeA settlement route allowing an application for ILR after ten years of continuous lawful residence in the UK. See long residence guidance.
Life in the UK testA mandatory test for most settlement and citizenship applications assessing knowledge of British history, culture and institutions. See Life in the UK test.
Digital immigration statusThe Home Office system for proving immigration status online, replacing physical documents for most visa holders.
Returning Resident visaA visa application used by individuals whose Indefinite Leave to Remain has lapsed due to prolonged absence from the UK. See Returning Resident visa.
Immigration appealA legal process allowing certain refused applicants to challenge a Home Office decision before an independent tribunal. See immigration appeals.
Sponsor licenceAuthorisation granted by the Home Office allowing an employer to sponsor overseas workers under eligible work routes.
Right to work checkA statutory check employers are required to carry out to confirm a person’s permission to work in the UK.

 

 

Section J: Additional Resources & Links

 

 

ResourceWhat it coversLink
Immigration RulesThe core legal framework for permission to stay, extensions, switching and settlement routes.GOV.UK Immigration Rules
Extend your visa in the UKOfficial Home Office forms and entry points for in-country extension applications (often described as leave to remain).Form FLR(IR)
Extend stay on family or private life groundsIn-country family and private life extension applications and the correct application route.Form FLR(FP)
Section 3C and 3D leaveHome Office caseworker guidance explaining when leave is extended while an in-time application or appeal is pending and when that protection ends.3C and 3D leave guidance
Applications from overstayersHow UKVI assesses applications made after permission has expired, including the narrow circumstances where overstaying may be disregarded.Overstayers guidance
Visa processing times inside the UKOfficial service for checking current decision timeframes for applications made from inside the UK.Processing times (inside the UK)
Returning Resident visaWhen Indefinite Leave to Remain lapses after absence and the route to return if ILR has lapsed.Returning Resident visa
Right to work checksEmployer guidance on compliant right to work checks, including follow-up checks for time-limited permission.Checking right to work
Employer Checking ServiceHow employers obtain confirmation from the Home Office where a worker cannot prove status digitally or has a pending application or appeal.Employer Checking Service
Sponsorship guidance for employers and educatorsOfficial sponsor licence policy guidance, sponsor duties, reporting and compliance framework.Sponsor guidance collection

 

 

About our Expert

Picture of Anne Morris

Anne Morris

Founder and Managing Director Anne Morris is a fully qualified solicitor and trusted adviser to large corporates through to SMEs, providing strategic immigration and global mobility advice to support employers with UK operations to meet their workforce needs through corporate immigration.She is recognised by Legal 500 and Chambers as a legal expert and delivers Board-level advice on business migration and compliance risk management as well as overseeing the firm’s development of new client propositions and delivery of cost and time efficient processing of applications.Anne is an active public speaker, immigration commentator, and immigration policy contributor and regularly hosts training sessions for employers and HR professionals.
Picture of Anne Morris

Anne Morris

Founder and Managing Director Anne Morris is a fully qualified solicitor and trusted adviser to large corporates through to SMEs, providing strategic immigration and global mobility advice to support employers with UK operations to meet their workforce needs through corporate immigration.She is recognised by Legal 500 and Chambers as a legal expert and delivers Board-level advice on business migration and compliance risk management as well as overseeing the firm’s development of new client propositions and delivery of cost and time efficient processing of applications.Anne is an active public speaker, immigration commentator, and immigration policy contributor and regularly hosts training sessions for employers and HR professionals.

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Legal Disclaimer

The matters contained in this article are intended to be for general information purposes only. This article does not constitute legal advice, nor is it a complete or authoritative statement of the law, and should not be treated as such. Whilst every effort is made to ensure that the information is correct at the time of writing, no warranty, express or implied, is given as to its accuracy and no liability is accepted for any error or omission. Before acting on any of the information contained herein, expert legal advice should be sought.